FAQs

To participate, you must identify as Black or African-American, between the ages of 18 and 26, and live in certain areas within Oakland or San Francisco.

After you submit an interest form, if you are invited, a team member will contact you by phone to verify your information and schedule your in-person enrollment appointment. Spots are limited, and enrollment in the program is not guaranteed.

The time commitment for participation in this project is approximately 4.5–10 hours over a year.

  • Your first in-person enrollment visit and survey will take about 1.5 hours.
  • Your second in-person survey visit will occur one year later and take about 1.5 hours.
  • Three shorter online follow-up surveys, each about 30 minutes, at the 3-, 6-, and 9-month marks (1.5 hours total).
  • You will have the option to be connected with a financial mentor. If you choose to have financial mentoring, that time commitment could include up to 4 hours, depending on how many times you choose to meet. 
  1. Be Open and Honest: Share your financial goals, challenges, and concerns to get tailored support from your mentor
  2. Set Realistic Goals: Collaborate with your mentor to establish achievable short- and long-term financial objectives
  3. Stay Engaged: Complete any action steps or tasks between sessions to track your progress and build momentum
  4. Ask Questions: Don’t hesitate to seek clarification or dive deeper into topics that matter most to you
  5. Embrace Learning: Be open to exploring new tools and strategies to strengthen your financial skills
  6. Celebrate Milestones: Recognize and celebrate the progress you make along the way to stay motivated
  7.  
Participants will be paid via Cash App, cash, or gift card for completing the following activities:  
Activity Compensation
Complete enrollment visit & first survey $100
Complete 3-month survey $25
Complete 6-month survey $50
Complete 9-month survey $25
Complete 1 year visit & survey $100
TOTAL $300